Senior DE Mortgage Underwriter

Charlotte, North Carolina, United States

Ballantyne, North Carolina, United States

Posted on 02/11/2020

Position Details




Financial / Lending Services


Accounting / Finance / Insurance

Job Level:

Experienced Professional (Non-Manager)

A Fortune 500 company who is one of the largest home-building companies in the nation is seeking an experienced Underwriter for their Charlotte team. Known for their stability, they offer great culture, unique benefits, and aggressive promote-from-within culture.


Primary Responsibilities

  • Be responsible for analyzing, underwriting, evaluating mortgage residential loan applications according to business and credit standards, as well as applicable laws and regulations.
  • Submit loans through the automated underwriting system (AUS).
  • Approve or touch on pending loans and present appropriate loans to the loan committee on a daily basis.
  • Assist assigned branches with their underwriting questions, situations, and problems.
  • Ensure a 1-2 business day(s) underwriting turnaround for new loans and re-submits.


Position Qualifications

  • At least one of the following Underwriting designations: Conventional, VA, or FHA 
  • Basic knowledge of credit, spread analysis, finance and lending procedures, preferably in mortgage residential lending.
  • Strong attention to detail and accuracy.
  • Good math and analytical skills.
  • A team-player who has strong interpersonal skills.
  • An understanding of mortgage products/regulations.
  • Strong planning and organizational skills


Position Benefits

  • Strong Compensation with opportunity for overtime pay.
  • Mortgage and Settlement Services Discounts
  • Comprehensive Health, Life and Disability Insurance
  • 401(k) with immediate contribution eligibility
  • Employee Stock Ownership Program (ESOP)
  • Highest profit sharing trust in industry
  • Vacation and Holidays


Desired Skills and Experience:

Mortgage Lending

FHA VA Loans

Mortgage Banking

Consumer Lending

Construction Loans

Mortgage Underwriting

Retail Underwriting

Credit Loans

Residential Mortgages

Retail Banking

FHA Financing

Commercial Lending