Senior Processor/Junior Underwriter (Mortgage)

Columbia, Maryland, United States

Baltimore, Maryland, United States

Posted on 02/11/2020


Position Details

Type:

Permanent

Industry:

Financial / Lending Services

Function:

Real Estate

Job Level:

Experienced Professional (Non-Manager)

A career opportunity with a Fortune 500 company and Top 5 US Homebuilder.

 

In this role, your customer service acumen and financial background will allow you to help families purchase high-quality homes in your community. You will act as a liaison between the borrower, sales team, and underwriting department to ensure a helpful and friendly home buying experience.

 

Responsibilities and Duties

  • Perform initial appraisal of potential borrowers by thoroughly examining their applications
  • Assess the credit standings of applicants through background research
  • Interview applicants to evaluate their eligibility for loan
  • Conclude on all applicable financial and non-financial criteria and develop loan repayment plans
  • Follow up with clients to clarify important points
  • Give the "green light" to eligible candidates and report decisions with sound arguments
  • Finalize loan contracts and keep clients informed in rules and obligations
  • Remain up to speed regarding lending and other financial services
  • Create and renew records
  • Identify customer needs, explore all options and suggest different types of loans
  • Cultivate trustworthy referral networks, suggest alternate channels and cross-sell products and services
  • Forge trust relationships and enhance customer dedication
  • Work within established regulations and adhere to law requirements at all times